TRAVEL INSURANCE

Traveling throughout the world can be exciting. But what would happen if a traveler or their family member becomes ill or is injured while away from their home? International travel can quickly turn frightening and very costly if one is not prepared for a medical emergency.

You may be the right person who can help to provide them the right plan with right coverage as per their need.

Travel is an adventure and a risk as well and it is good to be careful. Insure your trip so that you enjoy it to the maximum. This article informs you on:

• What is travel insurance?

• Who can opt for travel insurance?

• Who can benefit out of travel insurance?

Are you adventurous? Are you a sport enthusiast? Are you a globe trotter? Or are you just a business person traveling for a deal? No matter what you are; a business travelers or a leisure traveler; you are now safer with a GTI TOUR SERVICES PVT. LTD. offers to finance you in case your day does not turn out the way you want it to. Travel is an adventure and a risk as well and it is good to be careful. Insure your trip so that you enjoy it to the maximum.

Most travelers assume that they will be covered by their standard medical plan. The truth is that they are not designed for international travelers/visitors. Without even realizing it, they may be putting their health and their family - AT MAJOR RISK.

• What if they are injured or become ill during their trip?

• What if the treatment they need isn't available nearby?

• Who do they call at 3.00 a.m. from a foreign country during a Medical emergency!

• Will they be there when they need them the most?

Visitor Medical Insurance is one such vital Protection.

Who buys International Visitor Medical Insurance?

• Vacationers/visitors and foreign citizens living or working outside their country of citizenship.

• Foreign citizens seeking private medical insurance.

• Foreign exchange students and Universities.

• Multi-national companies.

• Employment contractors overseas.

• Executives and international sales.

• Trade associations.

• Missionaries.

• Any visa holders (H-1, H-4, J-1, F-1, B-1, B-2, ...............etc.).

Travel insurance is a means to minimizes the financial risks that can occur due to

• Trip Cancellation/Interruption.

• Medical emergency.

• Events like delay or missed departure.

• Delayed arrival or Loss of baggage.

• Passport loss and legal expenses.

• Bankruptcy, Loss of cash, or valuables.

• Pre existing medical condition.

Travel Safe -- Travel Peacefully

What type of traveler are you?

• single trip/multiple trip

• short trip /long trip

• one time/frequent

• tourist/adventure sport

Whatever be the type of traveler, you plan your vacation and see that nothing untoward happens. Travel insurance sold by a travel insurance company acts as a back up for the unforeseen. The cover you get in insurance is varied. The basic being trip ticket reimbursement and medical expenses. Ticket expenses are reimbursed if the trip is cancelled, trip interrupted due to ill health or loss/serious condition of family member, trip delayed and baggage delayed. Medical plan takes care of all medical expenses for injury including hospitalization during travel.

The various other specialized package plans are for particular types of travelers

Students Plan :
This plan covers for a week, semester or even a year of travel. Sometimes covered in groups other times if you are in a gap year. Some plans cater specifically to students studying abroad. Basic plan plus the additional you require determine your premium.

Backpackers Plan :
This is designed for individual travelers who travel extensively. These usually pack up all their belongings in a bag pack and travel and hence the name backpackers insurance. Some of the trips are trekking and road related as well. You need to have a look carefully at the coverage before choosing a provider

Over 65 plan :
This plan is for senior citizens who travel around the world. The premiums for this plan are rather high as senior citizens are more likely to fall ill and make claims.

Annual Plan :
Businessmen and others who travel frequently during the year can opt for the annual plan/multi trip plan.

Family Plan :
Your toddler may get some infection or disease during travel and you may have to cancel travel. This plan provides for eventualities of the family during travel. Group Plan This plan is for various types of groups. A club may take its members for a tour. A tour is made by your civic, church, youth or any other organization. This is either for motor tour or for a tour outside the country as well. This plan covers young and old as well.

Extreme Sports :
Most travel packages do not provide risk cover for the sports like bungee jumping, jet skiing, jet boating, par ascending( a parasail attached behind a boat), white water rafting, windsurfing, yatch racing and scuba diving. Some Travel insurance companies give it as a separate package at extra costs. They give a list of hazardous activities and the premium the charge in case you involve in any of these hardous activities during travel. Adventure sports, martial arts fall under this category.

Ski/snowboarding Plan:
This specially caters to winter sports that is promoted by many hotels and resorts in mountainous regions covered with snow. The plan covers eventualities that may occur during trips to these places.